- Your Journey to Homeownership Starts Here
With hundreds of five-star reviews and a proven track record across Central Virginia, Duane Buziak makes the mortgage process simple, safe, and stress-free. Whether it’s your first home or your fifth he brings clarity, confidence, and unbeatable turn times to every client.
Meet Duane
Your Trusted Mortgage Maestro
With years of banking, investment, and financial management experience, Duane Buziak has built a reputation for delivering clarity, confidence, and unmatched support to every homebuyer he serves. He believes in honest guidance, real communication, and mortgage solutions that truly fit your life not the other way around.
Available seven days a week, Duane is known for fast approvals, zero-pressure consultations, and a commitment to making homeownership simple, stress-free, and achievable for everyone he works with.
- Fast Pre-Approvals
- Transparent Process
- Zero-Down Options
- Real Guidance
- Trusted Expertise
- On-Time Closings
Why Homebuyers Choose Duane
Clear Guidance
Simple steps and steady support to keep your homebuying journey stress-free.
Fast Pre-Approvals
Quick evaluations that give you confidence and help you move forward sooner.
Real Transparency
Honest advice and clear communication with no hidden surprises along the way.
7-Day Support
Reliable help every day of the week, whenever questions or needs arise.
Zero-Down Options
Programs designed to make homeownership easier with low or no upfront costs.
Trusted Experience
Years of proven expertise and five-star service you can depend on fully.
Your Stress-Free Path to a Smooth Mortgage Approval
Getting your mortgage with Duane is simple, transparent, and stress-free. Follow these four easy steps and move confidently toward your new home.
Initial Consultation
We start with a short call to understand your goals, budget, and unique mortgage needs.
Pre-Qualification (No-Touch Credit Advantage)
Duane evaluates multiple lenders to get you the best rates and terms all without affecting your credit score.
Loan Application
Submit your documents with guidance every step of the way. Duane ensures your application is complete, accurate, and stress-free.
Close With Confidence
Once approved, finalize your paperwork and close your loan smoothly, with Duane supporting you at every stage.
Our Services
Helping You Find the Right Mortgage Solution
Conventional Loans
Traditional loans with stable terms, flexible options, and competitive rates.
FHA Loans
Government-backed programs offering low down payments and easier approval.
VA Loans
Exclusive loans for veterans and service members with no down payment.
DSCR Loans
Investor-focused loans based on rental income instead of personal income.
Construction Loans
Finance the building of your dream home with flexible terms.
USDA Loans
Affordable financing for rural and suburban buyers with zero down.
Jumbo Loans
Specialized financing for high-value homes above conventional limits.
Reverse Loans
Turn home equity into cash flow while staying in your property.
Non-QM Loans
Alternative programs designed for unique financial situations.
Bank Statement Loans
Loans for self-employed borrowers using bank deposits instead of W-2s.
Refinance Loans
Replace your existing mortgage with better rates or updated terms.
HELOC
Home Equity Line of Credit allows homeowners to borrow against their home equity.
Foreign National Loans
Programs for non-U.S. residents to purchase property in the United States.
Commercial Loans
Loans to support business property, expansion, or capital needs.
Trusted by Homebuyers
Duane Buziak has dedicated years to helping individuals and families achieve their dream of homeownership with unmatched honesty, transparency, and expert guidance. Throughout his career, he has built a reputation for being a reliable, approachable, and knowledgeable mortgage professional who puts clients first at every stage. Whether it’s your first home or your fifth, Duane provides clear explanations, tailored solutions, and a seamless process that keeps you confident from application to closing. With hundreds of five-star reviews across Google, Facebook, and LendingTree, both homebuyers and realtors trust Duane to deliver fast approvals, upfront underwriting, and on-time closings without any hidden surprises. His commitment to accessibility, responsiveness, and personalized support ensures that every client feels understood, valued, and empowered to make the best decisions for their financial future. Simply put, working with Duane means choosing a mortgage experience built on trust, expertise, and results.
Why Choose Duane Buziak for Your Mortgage
Trusted, Transparent, and Committed to Your Homeownership Goals
Duane Buziak combines years of banking expertise with a client-first approach, ensuring every step of the mortgage process is simple, clear, and stress-free. From fast pre-approvals to on-time closings, Duane provides the guidance and support you need to confidently achieve your homeownership dreams.
Fast Pre-Approvals – Get qualified quickly without affecting your credit score.
Transparent Process – No surprises, no hidden fees, clear guidance every step.
Expert Guidance – Decades of experience helping buyers and realtors succeed.
What Homebuyers Are Saying About Duane
Hundreds of clients across Virginia trust Duane for his honesty, fast communication, and stress-free mortgage process. From first-time buyers to seasoned homeowners, people consistently praise his transparency, responsiveness, and commitment to getting them the best possible loan. Every review reflects the same truth when you work with Duane, you’re in experienced, trustworthy hands.
Years of Experience
of Families Served
Positive Reviews
Ready to Start Your Mortgage Journey?
Take the first step toward owning your home with guidance you can trust. Whether you’re ready to get pre-approved or just want answers to a few questions, Duane is here to make the process simple, clear, and stress-free. Connect today and move forward with confidence.
Frequently Asked Questions
The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.
Usually, people refinance to save money either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation: Calculate the total cost of the refinance Calculate the monthly savingsDivide the total cost of the refinance (#1) by the monthly savings (#2). This is the “break even” time. If you own the house longer than this, you will save money by refinancing. Since refinancing is a complex topic, consult a mortgage professional.
A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.
A mortgage broker counsels you on the loans available from different wholesalers, takes your application, and usually processes the loan which involves putting together the complete file of information about your transaction including the credit report, appraisal, verification of your employment and assets, and so on. When the file is complete, but sometimes sooner, the lender “underwrites” the loan, which means deciding whether or not you are an acceptable risk.
Tips & Helpful Insights
Making the right mortgage decision shouldn’t feel confusing. Whether you’re buying your first home or refinancing for a better rate, having clear, trustworthy guidance empowers you to move forward with confidence. Explore practical tips, expert insights, and simplified explanations designed to help you understand every step of the journey.
What You’ll Discover:
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How different loan programs align with your financial goals
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Current market trends and what they mean for your mortgage options
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Expert strategies to streamline the process and avoid common mistakes
Questions, concerns, or need a little direction? You’re never on your own. From planning and paperwork to approval and closing, our team is here to support you with quick, reliable, and friendly assistance—whenever you need it.
Email: duane@coast2coastml.com
Phone: 804-212-8663